What does Personal Injury Protection (PIP) cover?

PIP provides coverage for medical bills and lost wages as a result of injuries sustained in an auto accident. This coverage is in addition to the money awarded for pain and suffering against the at-fault driver.

Most insurance policies provide for $2,500.00 in PIP coverage. In Maryland, the maximum amount of PIP available is $10,000.00. Check your policy to see what type of PIP benefits you have. If you have PIP coverage, then your insurance company will pay your medical bills and/or 85% of your lost wages up to the extent of your coverage. This is in addition to any settlement we receive from the opposing insurance company.