Who covers the rental vehicle while my car is being repaired?

You are entitled to receive a rental vehicle paid by the opposing insurance company during the time that your vehicle remains undriveable. If your claim is still “under investigation” by the opposing insurance company, then you may elect to go through your own personal insurance to obtain a rental vehicle after paying your deductible. Once the opposing insurance company accepts responsibility for the claim, then you will receive reimbursement of your deductible.