What to Expect: Maryland Workers' Compensation Benefits
Getting injured at work can be very overwhelming, both physically and mentally. We are here to make the process as easy as possible for you!
At the Law Office of Mitchel M. Gordon, we are committed to providing you with fast, friendly service where you will always have access to your attorneys. We want to ensure that you know your rights, and that you know what to expect regarding how the process works. When you are injured at work, contact us immediately, and Mitch, Bobby, or Matt will meet with you face-to-face to review your claim at no cost.
Here's a quick summary of the process so that you have a better idea of what to expect if you are injured on the job.
1. Filing a claim with the Workers' Compensation Commission
Many people think that when they are injured at work and receive a claim number from an insurance company, they have successfully filed a workers' compensation claim. This is incorrect! In order to obtain all of your rights following an injury, you MUST file a claim with the Maryland Workers' Compensation Commission. We will complete the claim form for you and we will promptly hand-deliver it to the Commission to ensure that it is filed as quickly as possible.
2. The "out of work" period
When you are unable to work due to your injury, you may be entitled to up to two-thirds of your salary (tax free), for however long you remain out of work. There is no time limit for this. In order to ensure that you are paid, you MUST obtain a note from your doctor placing you out of work for every visit that you attend. Failure to obtain an off-work slip may result in the insurance company delaying or denying payment of your benefits.
3. Obtaining medical treatment
When you are injured and in need of medical treatment, you are entitled to treat with any doctor of your choosing. The insurance company will be responsible for paying all of your medical bills that are causally related to your injury. This includes doctor visits, surgery, physical therapy, medications, etc. If you wish, we can direct you to doctors in your area who are familiar with the workers' compensation process so that your claim runs as smoothly as possible.
4. Moving the claim towards resolution
Once you receive medical treatment from your doctor and are released from your doctor's care, we work to move your case towards resolution as quickly as possible. In workers' compensation claims, you are entitled to compensation for any permanent injury related to your accident. Upon completion of your treatment, we will schedule an appointment for you to be rated by a doctor who will assess what permanent disability you have suffered.
After receiving the doctor's report, we will file for a hearing with the Maryland Workers' Compensation Commission so that you may be compensated for your injury. Once we file for a hearing, the insurance company will then likely schedule you to see a doctor of their choosing to obtain another opinion as to your permanent disability. Once we have the reports from both doctors, we will negotiate with the insurance company in an attempt to resolve your claim without having a hearing before the Workers' Compensation Commission.
5. Going to court (Maryland Workers' Compensation Commission)
If we are unable to resolve your claim, we will appear with you at the Workers' Compensation Commission for a hearing. We understand that you might be nervous testifying and that court is probably uncomfortable for you. We will thoroughly prepare you for any questions that may be asked. Have no fear, we are there for you to ensure your case runs smoothly!
Were You Injured at Work?
Contact our Maryland workers' compensation attorneys for help right away. We're readily available and there is no cost to you until we succeed in getting you benefits.